Think-Finance | Commercial & Self-Employed Finance

Finance Without the Runaround.

A modern finance brokerage helping self-employed clients and business owners access smarter, faster, and more flexible financial solutions—without the red tape.

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What We Do

A specialist finance concierge for your business and personal goals.

Business & Commercial

Working capital, equipment finance, business loans, and commercial property.

Self-Employed Personal

Home loans (including Low Doc), investment loans, and debt restructuring.

Why Choose Think-Finance?

Because finance shouldn’t be frustrating. With us, you get a modern experience that feels human, honest, and helpful.

1

Education First

We eliminate confusion by explaining your options in plain English so you feel empowered to make the right choice.

2

Built for Speed

We use smart tech and efficient systems to get you answers and outcomes faster. No clunky processes or 15-page forms.

3

Solutions, Not Just Rates

We’re not rate-chasers. We are solution-driven, known for helping clients understand what’s possible, especially when traditional lenders say no.

4

Relationship Focused

We build long-term relationships, not just process transactions. We’re relationship bankers, without the bank.

Our Full Range of Finance Solutions.

We have a solution for almost any scenario. Explore our core services below.

For Your Business & Commercial Needs

Business Loan

Capital for growth, expansion, or covering major expenses.

Equipment & Asset Finance

Fund the vehicles, tools, and equipment you need to operate and grow.

Commercial Property Loan

Purchase your own workshop, office, or retail space.

Invoice Finance

Unlock the cash tied up in your unpaid client invoices.

Business Overdraft

A flexible safety net for managing day-to-day cash flow.

Construction Finance

Funding for your next development or construction project.

For Your Property Goals

Home Loan

Purchase your dream home, even with a complex income structure.

Investment Property Loan

Strategic finance to help you build your property portfolio.

SMSF Loan

Use your Self-Managed Super Fund to purchase an investment property.

Home Loan Refinance

Find a better rate or unlock equity from your current home.

Investment Loan Refinance

Optimise your portfolio to improve cash flow or access equity.

Full Debt Restructure

Consolidate all your loans into one clear, manageable payment.

Ready for a Better Finance Experience?

Fill out the form below to get started. A Think-Finance specialist will be in touch to discuss your options.

© 2025 Think-Finance Australia

STKN Finance Pty Ltd T/as Think-Finance Australia ABN 93 634 881 440 | Australian Credit Representative (ACR) 517721 is authorised under Australian Credit Licence (ACL) 384704 held by Finsure Finance and Insurance Pty Ltd. All information provided on this site is general and does not take into account your personal objectives, financial situation, or needs. You should consider whether the information is appropriate to your circumstances before making any financial decisions. Credit approval is subject to lender assessment and eligibility criteria. Terms, conditions, fees, and charges may apply.

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